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Hail Storm Damage Tips

Nov 2

The summer months are the time of season when our region is subject to periodic hit-or-miss storms which bring powerful winds, hail, floods rain, lightning and thunder. If you're a homeowner who was affected by one of these horrible boys of summer knowing how to deal with the aftermath can help get your life back in order.

If a massive hail or wind storm strikes your neighborhood, it's not difficult to realize that your home has to be repaired. The countless ice balls that are thrown at your house can result in ripped or missing shingles, scarred or dented siding, broken windows and spouts of gutters that have been blown away, to mention just a few.

1) Following a storm, immediately. Contact Information for the Insurance Company and the Contractor:

If a storm is causing such a large amount of damage to your home, it can be frightening, and even bizarre. It's not the best time to panic or delay. It is crucial to get in touch with your insurance provider or contractor. Insurance firms and hail damage contractors generally work according to a first-come-first-served basis. This is crucial for large areas.

2) Get your facts straight:

Photograph any hail against a ruler or measuring tape, and also an object that is round and of the same dimensions, such as a ping Pong ball.

  • Make sure you know the exact arrival time and the date of the storm.
  • Photograph your home and the surrounding areas.
  • Be attentive to any visible evidence of damage, such as dents in the siding or damaged shingles.
  • Check the siding, roof, windows, gutters, and doors for damages.
  • Make sure to inspect every piece of equipment for damage.

3) Hail and storm Damage isn't always visible

Storm and hail damage can be ignored for long lengths of time. The homeowner could discover leaks from damaged shingles months later. It is vital to hire a professional assess your home.

4) Face to Face:

Set up a face to meet with your contractor as well as your insurance adjuster your insurance adjuster, and yourself. This meeting in person is essential for you to be able to communicate with your contractor to address your concerns to the adjuster.

5) Get multiple estimates and bargain with Insurance Companies:

You do not have to accept your insurance company's first claim-check if it does not cover the scope of repair. They obviously expect you to pay the check without hesitation. It is always advisable to get several estimates so that you can be the best prepared to negotiate.

If your insurance company tries to reduce your claim then you have the right to work with an independent adjuster and then submit their report of damage. If it doesn't work, you can speak with the insurance commissioner in your state, or an attorney.

6) Avoid Storm Chaser Contractors:

Local contractors with a good reputation and a location that has been around for at least two years are suggested. Storm chasers offer amazing bargains when they visit your area to work on numerous homes in a small amount of time. If they offer any kind of assurance or obligation the storm chasers will be gone.

7) Storm Damage Can Be Utilized to Build Home Improvements:

If your insurance company does not be able to cover any modifications however, you might want to benefit from the storm's damage to make some improvements. If you're in need of replacing the entire roof, and your house is in desperate need of light and a skylight, then installing a sky tunnel could be an excellent idea. Also, if you are experiencing high utility bills because of inadequate insulation, you need to update your insulation as long as the rafters can still be accessed.

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